Research
Research blog
What each development in Indian insurance means for the people who build and run distribution.
The Glotus456 Research blog explains what each new development in Indian insurance means for the people who build and run distribution: IRDAI regulations and circulars, industry numbers, channel shifts and the products agents and partners sell. New posts are published every working day.
17 October 2026What IRDAI's distribution draft means for women agents and Bima SakhisIRDAI's draft keeps agents on higher commission caps than distribution entities and adds a rural uplift, which favours women-led agency in small towns if supervision keeps up.Read the post17 October 2026Life new business rose 21% in September 2026, but retail policy counts did notIRDAI data for September 2026 shows life first year premium up 21%, led by group single premium, while individual regular premium policies fell 1.4%.Read the post17 October 2026IRDAI's draft commission caps: what banks and NBFCs that sell insurance stand to loseIRDAI's September 2026 consultation paper would cap what banks and NBFCs earn on insurance well below today's averages, with the deepest cuts on credit-linked cover.Read the post