<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Glotus456 Research blog</title><link>https://www.glotus456.com/research/blog</link><description>What each development in Indian insurance means for distribution.</description><language>en-in</language><item><title>What IRDAI&#x27;s distribution draft means for women agents and Bima Sakhis</title><link>https://www.glotus456.com/research/blog/women-agents-irdai-distribution-draft</link><guid>https://www.glotus456.com/research/blog/women-agents-irdai-distribution-draft</guid><pubDate>Sat, 17 Oct 2026 09:00:00 +0530</pubDate><description>IRDAI&#x27;s draft keeps agents on higher commission caps than distribution entities and adds a rural uplift, which favours women-led agency in small towns if supervision keeps up.</description></item><item><title>Life new business rose 21% in September 2026, but retail policy counts did not</title><link>https://www.glotus456.com/research/blog/life-new-business-september-2026-retail-policies</link><guid>https://www.glotus456.com/research/blog/life-new-business-september-2026-retail-policies</guid><pubDate>Sat, 17 Oct 2026 09:00:00 +0530</pubDate><description>IRDAI data for September 2026 shows life first year premium up 21%, led by group single premium, while individual regular premium policies fell 1.4%.</description></item><item><title>IRDAI&#x27;s draft commission caps: what banks and NBFCs that sell insurance stand to lose</title><link>https://www.glotus456.com/research/blog/irdai-draft-commission-caps-banks-nbfcs</link><guid>https://www.glotus456.com/research/blog/irdai-draft-commission-caps-banks-nbfcs</guid><pubDate>Sat, 17 Oct 2026 09:00:00 +0530</pubDate><description>IRDAI&#x27;s September 2026 consultation paper would cap what banks and NBFCs earn on insurance well below today&#x27;s averages, with the deepest cuts on credit-linked cover.</description></item></channel></rss>